Bottom
line....Your credit is important! Credit
Assistance Network wants to help you prepare
not only for the next purchase you make; but
help you prepare for every purchase you make
for the rest of your life. If you have a low
credit score you can count on high rates, fees,
payments and rejection. Take time now to prepare
yourself and soon you will get the best rates,
lowest payments, lowest premiums and the most
buying power possible.
Here
are the basics, follow the links to learn more…
First
and foremost, if you have no positive
credit history or insufficient credit;
start building new trade lines immediately.
Without this, you will never have
good credit. Learn how to build
credit the smart way.
Become a credit
card expert in minutes and shop
virtually every credit card available. |
Collections or Charge Offs |
Secondly, if you
have any debts that are delinquent
or in collections, you should pay
them off. If you can pay them all
off in full that’s great.
If you are not in the position to
pay them off in full; settling them
for less then the full amount owed
is a good start. If you are unable
to start paying at all, that’s
fine too. You can repair your credit;
but chances are it will be temporary
repair. You must pay down debt and
avoid incurring new debt to help
your credit score. The more debt
you owe; the higher risk you are
to perspective lenders.
If
you don't know where to start you
can contact us for a credit
analysis. We can make sense
of the situation and help you with
any aspect of your credit. We also
offer a custom
letter preparing service which
will help you to pay your debts
off at a fraction of what you owe
and solve major problems with little
or no work on your part. |
If you have negative items such
as late payments, collections, charge
offs, repossessions, bankruptcies,
foreclosures, liens, judgments,
debts or any other negative items
you must also dispute until they
are gone. Yes... You must dispute
them probably more then once or
twice. Eventually with persistence
you will succeed.
If you have paid them off, they
will still show on your reports
however; if you dispute them after
they are paid, chances are that
they will be deleted and never return.
If you dispute the items without
paying them off, it is likely the
will be sold to a new collection
agency and be re-reported. Enroll
with our credit
repair service to do disputes
and delete negative items for you. |
Pay down your debts, credit cards,
personal loans, financed goods or
any other accounts you have. You
should have no more then 30% of
the spending limit used. If your
balance is over 30% of your spending
limit, it will affect your score
negatively. If you are unable to
pay your accounts down or are having
difficulty with your debt, we welcome
you to contact
us. Our team of expert credit
analysts will explain your options
and guide you in the right direction. |
Maximize your credit reports
by deleting conflicting personal
information such as misspellings,
incorrect addresses, date of birth,
employment history etc…..
Also, attempt to delete inquiries
within the last 12 months that are
affecting your credit score by using
our free
do it yourself credit repair kit and legal letter system right here
on our website. |
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