TrustLink Reviews

Credit Basics

Bottom line....Your credit is important! Credit Assistance Network wants to help you prepare not only for the next purchase you make; but help you prepare for every purchase you make for the rest of your life. If you have a low credit score you can count on high rates, fees, payments and rejection. Take time now to prepare yourself and soon you will get the best rates, lowest payments, lowest premiums and the most buying power possible.

Here are the basics, follow the links to learn more…

Your Credit History

First and foremost, if you have no positive credit history or insufficient credit; start building new trade lines immediately. Without this, you will never have good credit. Learn how to build credit the smart way.
Become a credit card expert in minutes and shop virtually every credit card available.

Collections or Charge Offs

Secondly, if you have any debts that are delinquent or in collections, you should pay them off. If you can pay them all off in full that’s great. If you are not in the position to pay them off in full; settling them for less then the full amount owed is a good start. If you are unable to start paying at all, that’s fine too. You can repair your credit; but chances are it will be temporary repair. You must pay down debt and avoid incurring new debt to help your credit score. The more debt you owe; the higher risk you are to perspective lenders.

If you don't know where to start you can contact us for a credit analysis. We can make sense of the situation and help you with any aspect of your credit. We also offer a custom letter preparing service which will help you to pay your debts off at a fraction of what you owe and solve major problems with little or no work on your part.

Negative Items

If you have negative items such as late payments, collections, charge offs, repossessions, bankruptcies, foreclosures, liens, judgments, debts or any other negative items you must also dispute until they are gone. Yes... You must dispute them probably more then once or twice. Eventually with persistence you will succeed.

If you have paid them off, they will still show on your reports however; if you dispute them after they are paid, chances are that they will be deleted and never return. If you dispute the items without paying them off, it is likely the will be sold to a new collection agency and be re-reported. Enroll with our credit repair service to do disputes and delete negative items for you.

Unsecured & Current Debt

Pay down your debts, credit cards, personal loans, financed goods or any other accounts you have. You should have no more then 30% of the spending limit used. If your balance is over 30% of your spending limit, it will affect your score negatively. If you are unable to pay your accounts down or are having difficulty with your debt, we welcome you to contact us. Our team of expert credit analysts will explain your options and guide you in the right direction.

Details

Maximize your credit reports by deleting conflicting personal information such as misspellings, incorrect addresses, date of birth, employment history etc….. Also, attempt to delete inquiries within the last 12 months that are affecting your credit score by using our free do it yourself credit repair kit and legal letter system right here on our website.

 


Your Trusted Source for Expert Credit Help
powered by
Socialbar