BBB reliability program

Letter 9

Request for Reasons of Credit Denial Letter

This letter is to request the reason(s) for being denied credit. This letter is specifically used for obtaining information from that company to help dispute those negative items further with the credit reporting agencies.

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Preview of Letter #9

 

To Whom It May Concern,

Your company has denied me credit.

Please be advised that, pursuant to Section 615(b) of the Federal Fair Credit Reporting Act, I am entitled to request, and I hereby do so, a full disclosure of the factual information disclosed to you by persons other than Consumer Reporting Agencies, so that I may refute, challenge or dispute its accuracy.

Please take further notice that you are required to render such notification to me within a reasonable period of time. The Federal Trade Commission has defined such reasonable time as 30 days after you receive this request. Please send the information to the address stated below.

My personal information is as follows:

Full Name: ________________________________________________

Social Security Number: ____________ - _______ - ____________

Date of Birth: _____________________________

Current Address _______________________________________
_______________________________________

Previous Address _______________________________________
_______________________________________
Sincerely,

_________________________________________
Signature

Date:_____________________________________

 

 

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