Certified Mail #__________________________________________________
To Whom It May Concern,
Thirty days ago you received my letter deposited by registered
mail with the US Postal Service. In my letter I had disputed
several items listed on my credit report, issued by your
firm. The items were outdated and inaccurate. Attached
is a copy of the original letter.
Under the Fair Credit Reporting Act 15 USC 1681i (5)(A),
you had 30 days from the receipt of my letter to respond
to my request for re-verification of the erroneous items.
You have failed to respond in a timely manner to my request
for re-verification. Therefore, it must be that the information
on my credit report was either inaccurate or could not
be re-verified. In either case, according to the provisions
of 15 USC section 1681i (a), the items must be deleted
immediately. The listed items represent a very serious
error in your reporting. Please respond immediately so
that I do not need to pursue my legal rights under 15
USC Section 1681n or 1681o, which require your compliance
with the law.
Also, pursuant to 15 USC Section 1681i (d) of the Fair
Credit Reporting Act, please notify me when the items
are deleted. Send me an updated copy of my credit report
to the address below, as well as to any other party that
has inquired about my credit within the last six months.
My personal information is as follows:
Social Security Number: _______________ - _______ - ____________
Date of Birth:_____________________