BBB reliability program

Letter 20

Addition of Consumer Statement Letter

This letter is used to add a consumer statement of 100 words or less to your credit report. This statement should only be added if you have attempted to delete the negative items and you are unsuccessful. This letter will allow you to explain yourself for all to see.

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Preview of Letter #20



To Whom It May Concern,

I recently disputed the accuracy and completeness of incorrect information on my credit report. Since reinvestigation has not resolved my dispute, I insist the following statement, without alterations, be included in my credit report to show the nature of my dispute for all to see:

According to the Fair Credit Reporting Act 15 USC Section 1611i (b), I have the right to include the above consumer statement in my credit report. The Act also states that you are obligated to include my statement in any subsequent consumer reports that include the disputed information. Furthermore, because my statement contains less than 100 words, I demand that you include the full text of the statement in my report, without changes, alterations or summaries.

According to the Fair Credit Reporting Act, you are required to send me a free updated copy of my credit report including the above statement, within thirty days from your receipt of this request. This represents a reasonable period of time for completing this update, unless otherwise you notify me immediately. Please send the report to the address stated below.

Name: ___________________________________________________________

Social Security Number: __________-_______-______________

Date of Birth: _______________________________

Current Address: __________________________________________________


Previous Address: _________________________________________________




Date: _____________________________







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