Certified Mail
#:_________________________________________________________________
To Whom It May Concern,
I am formally requesting that you validate all tradeline
notations you have submitted to the three major credit
reporting agencies by“_____________________”
or “_________________________________________”
for me, _______________________, for
account number _________________________________.
Due to possible inaccuracies in these CRA reports, I
must demand that the validation I hereby lawfully request
be in the form of a notarized statement by a person with
original knowledge of the debt as it was constituted and
who can testify that the debt was incurred legally, was
not subsequently disputed as a result of returned, faulty,
or recalled consumer products, was not utilized as a profit-loss
tax deduction during the period it may have been payable,
and was not claimed as a loss with any insuring entity
during the period it may have been payable.
Please be advised that I am not requesting a verification
that you have my mailing address; rather, I am requesting
validation, i.e., competent evidence that I had some contractual
obligation sans consumer protection encumbrance which
incurred the original claims associated with this trade
line.
Please know that you have 30 days from the tracked and
confirmed delivery of this lawful notice to either answer
these demands or to remove the associated negative trade
line notations from the CRA reports. Any other action
may constitute evidence of your intent to abridge one
or more civil or other constitutional rights. Please be
further advised that continued unsubstantiated reporting
of possible inaccuracies to third parties may provide
a basis for criminal complaints being filed in accordance
with FDCPA, FCRA, and other federal statutes.
I look forward to a timely resolution to this matter.
Name: __________________________________________________________
Social Security Number: _________-_______-____________
Date of Birth: ____________________________
Current Address: _______________________________________
_______________________________________
Previous Address: _______________________________________
_______________________________________
Sincerely,
_____________________________________
Signature
Date: ________________________________________ |